With the growing emphasis on cashless toll collection in India, FASTag has become mandatory for all four-wheelers. To make toll payments more convenient and cost-effective, several banks and service providers now offer FASTag Yearly Subscription 2025 plans. Instead of monthly or manual recharges, a yearly subscription allows vehicle owners to prepay for an entire year of tolls, often at discounted rates. This guide covers plan details, toll plaza discounts, benefits, and the complete process for renewing your yearly subscription online.
What is a FASTag Yearly Subscription?
A FASTag Yearly Subscription is a prepaid plan where you load a lump sum amount to cover toll expenses for the entire year. This eliminates the need for frequent recharges and ensures seamless travel without worrying about insufficient balance.
Some banks also provide discounted annual packages for frequent travelers, offering benefits like cashback on toll payments, zero recharge fees, and bonus balance on renewal.
Benefits of a Yearly Subscription
Opting for a yearly plan offers several advantages:
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Convenience: No need for multiple small recharges.
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Discounts: Some plans offer 5–10% savings on total toll costs.
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Priority Clearance: Avoid penalties or blacklisting due to low balance.
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Budget Control: Pre-decide your annual toll expenditure.
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Cashback Offers: Certain providers credit cashback on renewal or first-time subscription.
Popular FASTag Yearly Plans in 2025
Different banks and providers offer unique yearly packages. Below are examples of what’s available:
Provider | Yearly Subscription Fee | Discount/Cashback | Additional Benefits |
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SBI FASTag | ₹2,400 – ₹5,000 | 5% cashback on tolls | Free SMS alerts, 1-year validity |
Paytm FASTag | ₹3,000 – ₹6,000 | Up to 10% discount | Bonus balance on recharge |
ICICI FASTag | ₹2,500 – ₹4,500 | ₹250 cashback | Free doorstep KYC update |
HDFC FASTag | ₹3,200 – ₹5,500 | 7% discount | Toll dispute resolution support |
NHAI Issued FASTag | ₹2,000 – ₹4,000 | No extra charges | National toll plaza access |
Note: Plans vary based on the type of vehicle and your estimated toll usage.
How to Renew FASTag Yearly Subscription Online
Renewing your yearly subscription is quick and can be done via your bank’s FASTag portal or mobile app.
Step 1: Log in to your FASTag service provider’s official app or website.
Step 2: Navigate to ‘Recharge/Renew FASTag’.
Step 3: Select the Yearly Plan option.
Step 4: Enter your vehicle registration number or FASTag ID.
Step 5: Make the payment using net banking, UPI, or debit/credit card.
Step 6: You will receive a confirmation SMS and email once the plan is activated.
Most providers also allow auto-renewal, ensuring uninterrupted service without manual intervention.
Toll Plaza Discounts for Yearly Subscribers
In 2025, some toll plazas and state highways offer exclusive discounts for FASTag yearly subscribers, including:
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5–15% lower toll rates compared to pay-per-use.
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Return journey benefits, where the second trip within 24 hours costs less.
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Special seasonal passes for festival travel or tourist routes.
These benefits are especially valuable for daily commuters, transport operators, and long-distance travelers.
Tips for Choosing the Right Plan
When selecting a yearly subscription, consider:
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Travel Frequency: Daily commuters should opt for higher-value plans.
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Route Coverage: Check if your route toll plazas are part of the plan’s discount network.
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Provider Offers: Compare cashback and benefits from multiple banks.
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Refund Policy: Understand terms if you sell or change your vehicle mid-year.
Common Issues and How to Avoid Them
Some users face issues even after subscribing annually. Common problems include:
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Tag Not Detected: Ensure the FASTag is correctly affixed to the windshield.
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Delayed Recharge Update: Allow 15–30 minutes for balance update after payment.
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Incorrect Vehicle Number: Always verify registration details during renewal.
In case of any errors, contact customer support immediately with your FASTag ID and transaction details.
Documents Required for Renewal
When renewing for the first time or updating KYC, keep these documents ready:
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Vehicle Registration Certificate (RC)
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Aadhaar card or PAN card (for ID verification)
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Passport-size photo (for physical service center visits)
Government Guidelines for 2025
The National Highways Authority of India (NHAI) has issued updated rules for 2025:
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All FASTag accounts must have updated KYC to remain active.
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Penalty charges will apply for using a deactivated tag.
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Vehicles without FASTag will pay double the toll fee in cash lanes.
FAQs
What is the validity of a FASTag yearly subscription?
It is valid for 12 months from the date of activation.
Can I get a refund if I stop using my vehicle mid-year?
Refunds depend on the provider’s policy, so check before purchasing.
Is yearly subscription cheaper than regular recharge?
Yes, most providers offer discounts and cashback, making it more cost-effective.
Can I renew my yearly subscription offline?
Yes, you can visit your bank branch or authorized FASTag center.
Do I need to update KYC for yearly plans?
Yes, updated KYC is mandatory to avoid service interruption.
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